Data breach and cyber liability

The Hanover's data breach and cyber liability solution is designed to help protect your small to midsize clients from losses related to data breaches and cyberattacks. Financial loss from these incidents can stem from both first-party and third-party exposures. That's why The Hanover's solution provides coverage for both.

We specialize in writing cyber coverage for business in the following industries:

Construction
Financial institutions
Nonprofit
Professional services
Retail
Wholesale

Companies in the technology industry require unique cyber coverage. Hanover Technology Advantage offers industry-leading errors and omissions coverage that includes robust protection for cyber exposures.

Find out more about our Hanover Technology Advantage

The Hanover's suite of cyber solutions offers your clients protection from threats posed by cyberattacks and data breaches — including losses to a company's finances, reputation and operational capabilities.

Data breach coverage

Data breach coverage helps protect clients from the direct costs faced when a data breach occurs, such as notification, credit monitoring, cyber investigation and public relations expenses. Coverage highlights include:

Data breach expense coverage for:
- Notification, forensic analysis and credit monitoring services expenses
- Breach restoration for costs of labor to re-create or copy lost or stolen data
- Cyber business interruption and extra expenses incurred due to a breach
Additional expense coverage for:
- Legal services, public relations and third-party data breach
- Data breach reward to pay informants who provide information leading to the capture and conviction of a “hacker”
- Data breach investigation expenses resulting from a regulatory investigation
- Cyber theft for loss from transferring, paying or delivering funds due to fraudulent input of data in your system
Data breach services, including fraud alert, help line, identity restoration and consulting services

Cyber liability coverage

Cyber liability coverage offers protection for lawsuits that are brought against clients by a third party as a result of a data breach. Coverage highlights include:

Privacy and security liability for third-party claims arising out of a privacy breach or security breach, including loss or theft of private personal data or failure of your client's system
Cyber media liability addresses third-party claims arising out of an electronic media breach such as infringement, trademark, plagiarism, invasion of privacy, defamation, libel and slander resulting from cyber content

Dealing effectively with a data breach or cyberattack requires a specialist to help your clients manage incidents with effective breach consulting and response services. That's why The Hanover partners with leading service providers to give your clients the expert support they need to help prepare, manage the crisis and control the damage, including:

Sample notification letters to make sure all necessary information is included
Advice to help manage negative publicity and quickly deliver appropriate press releases to the media
Access to an exclusive password-protected website where you can access valuable resources for data breach preparation and resolution

In addition, we also offer services to your clients' customers, clients, members, employees or patients whose data has been compromised, including:

A toll-free help line to answer questions about the breach assistance in placing fraud alerts with the major credit bureaus
Identify theft restoration case management

Hanover Data Breach and Cyber Liability Advantage protects against the unique cyber risks faced by your clients. Unlock the Hanover advantage.

Broad appetite

Designed to protect businesses in a wide array of industries, from construction to wholesale

Valuable risk management

We offer a range of resources and services designed to help businesses proactively identify and address cyber risk and protect data, hardware, network systems and more from a range of threats.

Learn more

Expert incident response partners

We’ve developed a panel of more than a dozen cyber service providers that are standing by, ready to provide trusted guidance, reassuring support and expert legal counsel, forensic IT, data recovery, breach response and public relations services after an incident

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Dedicated cyber claim reporting

We offer two dedicated channels for reporting cyber claims, 24/7:

Cyber hotline: 800-385-5271
Email: cyberclaims@hanover.com

Significant experience

We have expert underwriting resources with national product, claims and risk management services.

Trusted partner

We offer the support and financial strength of an "A"-rated leading insurance carrier

Appetite

We specialize in writing cyber coverage for business in the following industries:

Find out more about our Hanover Technology Advantage

Product offering Value-added services

Sample notification letters to make sure all necessary information is included
Advice to help manage negative publicity and quickly deliver appropriate press releases to the media
Access to an exclusive password-protected website where you can access valuable resources for data breach preparation and resolution

In addition, we also offer services to your clients' customers, clients, members, employees or patients whose data has been compromised, including:

A toll-free help line to answer questions about the breach assistance in placing fraud alerts with the major credit bureaus
Identify theft restoration case management

The Hanover advantage

Hanover Data Breach and Cyber Liability Advantage protects against the unique cyber risks faced by your clients. Unlock the Hanover advantage.

Broad appetite

Designed to protect businesses in a wide array of industries, from construction to wholesale

Valuable risk management

We offer a range of resources and services designed to help businesses proactively identify and address cyber risk and protect data, hardware, network systems and more from a range of threats.

Learn more