Enhancements to our commercial property offerings
As we continue to invest in solutions for a wide range of industries, we’ve focused on ensuring your commercial clients have flexible coverage that fits the needs of their specific business. With our latest enhancements to our commercial property endorsements, we offer more flexibility than ever before, with amendable limits for more than 50 coverages, across almost all of our industries. Highlights include:
Technology
anufacturing and IT services endorsements now include new coverage for business income and extra expense for dependent properties of up to $150,000
Increased limits on coverage, including:
- Business property off premises
- Contract penalties
Ability to provide expanded coverage in key areas, including:
- Contract cancellation
- Extended warranty coverage
- Portable electronic devices – worldwide
- Research and development operations – extra expense
Manufacturing
New coverage for additional covered property up to $50,000
New coverage for business income and extra expense for dependent properties up to $150,000
Ability to increase key coverage limits, including:
- Contract cancellation
- Extended warranty coverage
- Product alteration and contamination
Construction
Ability to increase key coverage limits, including:
- Contract penalties
- Debris removal
- Employee tools and work clothing
Educational institutions
Increased coverage limits, including:
- Computer funds transfer fraud
- Employee theft
Coverage for fundraiser business income up to $50,000
Ability to increase key coverage limits, including:
- Emergency evacuation expense
- Personal effects of students
Human services
Increased coverage limits, including:
- Forgery and alteration
- Business income and extra expense for lease cancellation
- Unnamed locations
Ability to increase key coverage limits, including:
- Automated external defibrillators
- Emergency evacuation expense
- Mobile medical equipment
- Property of home care provider
Learn more about our solutions for human services organizations
Financial institutions
Endorsement available for bank clients which includes:
- Coverage for automated teller machines (ATMs) off premises
- Business income and extra expense for cloud services and websites
- Premises and temporary meeting space expenses
Coverage with amendable limits for forgery or alteration and money orders and counterfeit money
Ability to increase key coverage limits, including:
- Computer funds and transfer fraud
- Deferred payments
- Employee theft, including ERISA compliance
- Worldwide business personal property off premises
To learn more about The Hanover's commercial property endorsements and our base coverage, visit our commercial property page on Agent Solutions.
Enhancements to our commercial property offerings
As we continue to invest in solutions for a wide range of industries, we’ve focused on ensuring your commercial clients have flexible coverage that fits the needs of their specific business. With our latest enhancements to our commercial property endorsements, we offer more flexibility than ever before, with amendable limits for more than 50 coverages, across almost all of our industries. Highlights include:
Technology
anufacturing and IT services endorsements now include new coverage for business income and extra expense for dependent properties of up to $150,000
Increased limits on coverage, including:
- Business property off premises
- Contract penalties
Ability to provide expanded coverage in key areas, including:
- Contract cancellation
- Extended warranty coverage
- Portable electronic devices – worldwide
- Research and development operations – extra expense
Manufacturing
New coverage for additional covered property up to $50,000
New coverage for business income and extra expense for dependent properties up to $150,000
Ability to increase key coverage limits, including:
- Contract cancellation
- Extended warranty coverage
- Product alteration and contamination
Construction
Ability to increase key coverage limits, including:
- Contract penalties
- Debris removal
- Employee tools and work clothing
Educational institutions
Increased coverage limits, including:
- Computer funds transfer fraud
- Employee theft
Coverage for fundraiser business income up to $50,000
Ability to increase key coverage limits, including:
- Emergency evacuation expense
- Personal effects of students
Human services
Increased coverage limits, including:
- Forgery and alteration
- Business income and extra expense for lease cancellation
- Unnamed locations
Ability to increase key coverage limits, including:
- Automated external defibrillators
- Emergency evacuation expense
- Mobile medical equipment
- Property of home care provider
Learn more about our solutions for human services organizations
Financial institutions
Endorsement available for bank clients which includes:
- Coverage for automated teller machines (ATMs) off premises
- Business income and extra expense for cloud services and websites
- Premises and temporary meeting space expenses
Coverage with amendable limits for forgery or alteration and money orders and counterfeit money
Ability to increase key coverage limits, including:
- Computer funds and transfer fraud
- Deferred payments
- Employee theft, including ERISA compliance
- Worldwide business personal property off premises
To learn more about The Hanover's commercial property endorsements and our base coverage, visit our commercial property page on Agent Solutions.