A range of auto options for your customers

Auto coverage from The Hanover

The Hanover offers a range of auto coverage in order to help you protect your customer's total account and capture new business, while providing value and peace of mind to your customers. 

The Hanover offers auto coverage as part of bundled Platinum or Prestige accounts. For customers with standalone auto coverage, The Hanover offers Connections auto policies.

 

Hanover Platinum

Our Platinum home and auto insurance is our most popular packaged solution, offering exceptional coverage, the convenience of a single account and valuable savings.

Customers receive a wide range of benefits with Platinum that go beyond coverage.

Learn more

Hanover Prestige

Hanover Prestige is our offering for higher-value homes and autos. With Prestige, customers benefit from powerful protection, flexibility of choice and caring service, as well as a suite of auto coverage options that protect your customers and the value of their car.

Learn more

 

Platinum auto coverage

In addition to a base auto policy, Platinum protection can include: 

  • Original equipment manufacturer (OEM) parts*
  • Mechanical parts replacement
  • Child passenger restraint system replacement
  • Waiver of deductible
  • Ultimate rental
  • Vehicle key replacement coverage
  • Second chance accident forgiveness
  • New car replacement guard
  • Deductible dividends
  • Accidental airbag deployment
  • Pet injury protection
  • Rental car coverage (diminished value, loss of use and reasonable fees)
  • Trip interruption coverage
  • Home care services

Learn more about Platinum auto coverage

Prestige auto coverage

Hanover Prestige Auto comes with global rental coverage, providing world-wide rental coverage including liability, physical damage, loss of use and diminished value for the rented vehicle. Plus, customers can choose any or all of the following a la carte options:

  • Prestige rental upgrade—Provides up to $6K in rental car coverage with no daily limit.
  • Prestige travel companion—Coverage of $250 for towing and roadside assistance, $1K for trip interruption, and $2,500 for pet injury protection.
  • Prestige lifetime OEM—Original equipment manufacturer (OEM) parts and mechanical parts will be used, regardless of model year.
  • Prestige new car extender—Provides full replacement cost for vehicles in their first three model years. Vehicles older than three model years will receive the actual cash value

Learn more about Prestige auto coverage

 

Coverage Connections Platinum Prestige

Child passenger restraint

   Essential  
Ultimate rental    Essential  
Waiver of deductible    Essential  
Vehicle key replacement    Essential  
Vehicle coverage enhancement (OEM + mechanical parts)    Essential  
Second chance accident forgiveness  DriveSmart Advantage  Advantage  
Deductible dividends  DriveSmart Advantage  Advantage  
New car replacement  DriveSmart Advantage  Advantage  
Newer car replacement  DriveSmart Advantage  Advantage  
Accidental airbag deployment  Reassurance Plus  Elite  
Additional funeral expense  Reassurance Plus  Elite  
Rental car coverage  Travel Right  Elite  
Trip interruption  Travel Right  Elite  
Pet injury  Travel Right  Elite  
Rental coverage upgrade    Elite  
Home care services    Elite  
Prestige global rental      Included
Prestige rental upgrade      Optional
Prestige travel companion      Optional
Prestige lifetime OEM      Optional
Prestige new car extender      Optional

 

Additionally, we offer several of our most popular coverage options a la carte so that you can tailor coverage to fit your customer's needs.

  • Second chance accident forgiveness
  • New car replacement guard
  • Newer car replacement guard
  • Deductible dividends
  • Rental coverage upgrade
  • Home care services
  • Prestige rental upgrade
  • Prestige travel companion
  • Prestige lifetime OEM
  • Prestige new car extender
  • Excess custom equipment
  • Excess electronic equipment
  • Travel right (includes trip interruption, pet injury and rental car coverage)
  • Full/preferred glass coverage
  • Reassurance plus (includes accidental airbag deployment and accidental death benefit)
  • Roadside assistance
  • Extended non-owned
  • Agreed value

 

Coverage not available in all states and limits may vary. Please refer to your agent guides for more details.  

 

With The Hanover, you can can offer your customers substantial discounts and savings, including:

  • Total account credit
  • Paid-in-full discount
  • Anti-theft devices
  • Safety features (e.g., anti-lock brakes, additional airbags, etc.)
  • Accident prevention courses
  • Multiple-vehicle policies
  • Youth discounts (such as student away at school and good student)
  • SafeTeen - safety and savings program with discounts for accounts with teen drivers

 

    Product description

    Hanover Platinum

    Our Platinum home and auto insurance is our most popular packaged solution, offering exceptional coverage, the convenience of a single account and valuable savings.

    Customers receive a wide range of benefits with Platinum that go beyond coverage.

    Learn more

    Hanover Prestige

    Hanover Prestige is our offering for higher-value homes and autos. With Prestige, customers benefit from powerful protection, flexibility of choice and caring service, as well as a suite of auto coverage options that protect your customers and the value of their car.

    Learn more

     

    Auto coverage resources

    The Hanover offers auto insurance coverage resources for you and your customers. You can access our library of ready-to-use marketing materials for agents on TAP Marketing.

    Go to TAP Marketing

     

     

    Questions about auto coverage?

    Contact your underwriter for more information.