Cyber protection begins at home

Cyber for homeowners

The hacks of big businesses grab the headlines. But for individuals, the threats of online crimes are more prevalent than ever, especially considering that potential victims are at home and online more than ever before. 

Our cyber coverage for Hanover homeowners features protection against five types of cyber crime, with limits up to $100,000 and credit monitoring in the event of a claim.

 

What cyber for homeowners coverage protects

Our home cyber protection aids with recovery and related expenses resulting from a cyberattack, data breach, online fraud, cyber extortion or cyberbullying event affecting members on a Hanover homeowner's policy.

This coverage applies to cell phones, tablets, and any smart device connected to the account. This includes, and is not limited to, wearables, thermostats, entertainment systems, home security devices, smart appliances and much more.

Cyberattack

This includes system restoration and data recovery costs for computers and connected devices.

Cyber extortion

Providing expert advice and consultation on how to best respond to the threat to a monetary demand where the device, system, or data is held hostage.

 

Online fraud

This applies to an event resulting in a direct financial loss, including:

  • Identity theft and phishing schemes
  • Unauthorized use of cards or account information
  • Forgery or alteration of checks
  • Acceptance in good faith of counterfeit currency
  • Intentional and criminal deception that causes you to part voluntarily with something of value

Data breach

This includes:

  • Forensic IT review, to determine the nature and extent of the data breach and the identity and number of the affected individuals
  • Legal review of the data breach and how you should best respond
  • Notification of affected individuals
  • Information material, a help line, credit report monitoring and identity restoration case management

 

Cyberbullying

Including the following costs when incurred directly related to a cyberbullying incident affecting a minor on your policy:

  • Temporary private tutoring expenses for up to 90 consecutive days
  • Unreimbursed enrollment expenses incurred, excluding tuition, for relocation to a similar, alternate school
  • Professional cybersecurity consultation service expenses
  • The purchase of apps, social monitoring software and web-based products to prevent further occurrence of cyberbullying events
  • Legal expenses incurred for the removal of online content

 

Coverage not available in all states and limits may vary. Please refer to your agent guides for more details.  

 

Product description

What cyber for homeowners coverage protects

Our home cyber protection aids with recovery and related expenses resulting from a cyberattack, data breach, online fraud, cyber extortion or cyberbullying event affecting members on a Hanover homeowner's policy.

This coverage applies to cell phones, tablets, and any smart device connected to the account. This includes, and is not limited to, wearables, thermostats, entertainment systems, home security devices, smart appliances and much more.

Cyber for homeowners resources

The Hanover offers an array of cyber protection information for you and your customers. You can access our library of ready-to-use marketing materials for agents on TAP Marketing.

Go to TAP Marketing

Resources for you

Infographic depicting stats on cyber bullying


This infographic shares stats on cyberbullying, and the importance of making parents aware of insurance options. Read our piece in PropertyCasualty360 to learn more.

 

Read the article

Resources for your customers

This content can help you share the importance of cyber coverage to your personal lines customers. Find more resources in the Prepare now. Learn how. content library.

Top safety tips for smart devices [video]

Customer FAQs

Cyber insurance for homeowners infographic

Cyberbullying infographic

 

Questions about cyber coverage for Hanover homeowners?

Contact your underwriter for more information.