Total account coverage for your customers

Hanover Platinum

Hanover Platinum is a total account package designed to help protect your customers, featuring a wide range of auto and home coverages that can be tailored to help fit customers’ unique needs. 

Platinum policyholders receive a wide range of benefits with Hanover Platinum Protection that go beyond coverage. They have access to online services, a unique Platinum claims number, account discounts, single effective date, industry leading new business package and more.

 

The benefits of a Hanover Platinum account

Platinum is designed to help attract and retain customers with high quality expectations of their insurance program. Benefits include:

 

Insurance needs packaged into a single account with one effective date

 

A wide range of home and auto coverages that can be tailored to each customer's unique needs

 

Partners in Protection discounts with high-quality vendors in car rental, home services, security and more

 

 

Top-notch claims service with a dedicated Platinum claims phone number, providing added service and attention

 

One deductible for a single loss affecting multiple properties, such as two cars or a car and a home

  

One bill and account discounts, including multi-car, home and auto, prior carrier and more

 

Get started with Platinum

We make writing a new Platinum policy simple, with our easy “upgrade” feature right in TAP Sales. Agency staff can either select ”Upgrade to Platinum” for existing Connections auto and home quotes, or begin a brand new quote by selecting the “Platinum” option on the transaction screen. The easy-to-follow flow will take you from the auto quote through the home quote, prefilling the named insured information and displaying the new Platinum coverage. 

To learn more, visit TAP or attend one of our agency training sessions.

 

Quote Platinum now

 

Home and auto coverage options

Platinum Select

  • 125% extended dwelling replacement cost
  • Personal property replacement cost
  • Personal belongings 75% of Coverage A
  • Refrigerated products
  • Lock replacement
  • Waiver of deductible**
  • Fire extinguisher replacement/recharge
  • Siding and/or roof restoration coverage

Platinum Select Plus

Customers can upgrade and receive higher limits and more features. Select Plus includes Select coverages and:

  • 150% extended dwelling replacement cost
  • $5,000 water backup
  • Personal injury
  • Identity protection program
  • Service line

Platinum Select Premium

Our highest package level includes all the features of the lower levels, plus:

  • $10,000 water backup
  • Revised deductible—large loss
  • Loss of use 50% of Coverage A
 

These optional endorsements can be added to any Platinum Home package:

  • Guaranteed replacement cost plus (cash out)
  • Valuable items plus (VIP)
  • Guaranteed replacement cost
  • Green upgrades
  • Scheduled items
  • Assisted living
  • Equipment breakdown
  • Cyber coverage*
  • Business pursuits*
  • Permitted incidental occupancies*
  • Home-based business*
  • Home-sharing*

 

Platinum Auto Essential

Customer’s base auto policy, plus: 

  • Original equipment manufacturer (OEM) parts*
  • Mechanical parts replacement
  • Child passenger restraint system replacement
  • Waiver of deductible
  • Ultimate rental
  • Vehicle key replacement coverage

Platinum Auto Advantage

A bundled optional endorsement including: 

  • Second chance accident forgiveness
  • Deductible dividends
  • New car replacement guard
  • Newer car replacement

Platinum Auto Elite

A comprehensive optional endorsement for increased protection including:

  • Pet injury protection
  • Rental car coverage
  • Trip interruption
  • Rental coverage upgrade
  • Home care services
  • Accidental airbag deployment
  • Accidental death benefit

 

Additional optional endorsements that can be added to a Platinum Auto policy include:

  • Rental coverage upgrade
  • Home care services
  • Excess custom equipment
  • Excess electronic equipment
  • Travel Right (includes trip interruption, pet injury and rental car coverage)
  • Full/preferred glass coverage
  • Reassurance plus (includes accidental airbag deployment and accidental death benefit)*
  • Roadside assistance
  • Extended non-owned
  • Agreed value

 

Home coverage

Platinum Select

  • 125% extended dwelling replacement cost
  • Personal property replacement cost
  • Personal belongings 75% of Coverage A
  • Refrigerated products
  • Lock replacement
  • Waiver of deductible**
  • Fire extinguisher replacement/recharge
  • Siding and/or roof restoration coverage

Platinum Select Plus

Customers can upgrade and receive higher limits and more features. Select Plus includes Select coverages and:

  • 150% extended dwelling replacement cost
  • $5,000 water backup
  • Personal injury
  • Identity protection program
  • Service line

Platinum Select Premium

Our highest package level includes all the features of the lower levels, plus:

  • $10,000 water backup
  • Revised deductible—large loss
  • Loss of use 50% of Coverage A
 

These optional endorsements can be added to any Platinum Home package:

  • Guaranteed replacement cost plus (cash out)
  • Valuable items plus (VIP)
  • Guaranteed replacement cost
  • Green upgrades
  • Scheduled items
  • Assisted living
  • Equipment breakdown
  • Cyber coverage*
  • Business pursuits*
  • Permitted incidental occupancies*
  • Home-based business*
  • Home-sharing*

 

Platinum resources

 Find more resources for you and your customers on TAP Marketing and in our agent resource library.

 

 

Platinum home and auto coverage overview

Learn about The Hanover's auto and home products offered with Platinum.

Download the overview

 

Platinum and Connections comparison overview

See why Platinum may be the right fit for your customers with this Platinum and Connections coverage comparison.

Compare coverage

 

Top reasons Platinum protection is right for you

This customer-facing infographic illustrates all of the benefits of Platinum protection for your customers. 

Open now

 

Questions about Platinum coverage?

Contact your Hanover representative for more information.

Quote Platinum now

 

*Coverage availability may vary by state.

** Waiver of Deductible—When there is a single loss that affects more than one property (such as two cars, or a car, home, and boat) only the highest policy deductible will apply when the loss to that policy exceeds the deductible. All other policy deductibles will be waived.