Additional insured by contract, agreement or permit

Included

Additional insured — broad form vendors

Included

Additional insured — primary and non-contributory

Included

Additional insured — board members, trustees, student teachers, safety patrol and approved groups

Included

Blanket waiver of subrogation

Included

Aggregate limit per location

Included

Bodily injury redefined

Included

Aircraft, auto or watercraft amendments

Included

Broad form property damage — borrowed equipment, customers goods and use of elevators

Included

Broad form named insured

Included

Knowledge of occurrence

Included

Broadcasting and publication — personal and advertising injury

Included

Liberalization clause

Included

Clinic or hospital exclusion

Included

Medical payments — increased reporting period

Included

Medical payments for students exclusion

Included

Newly acquired or formed organizations — covered until end of policy period

Included

Mobile equipment redefined

Included

Non-owned watercraft

51 feet

Personal injury — broad form

Included

Supplementary payments increased limits
– Bail bonds
– Loss of earnings per day

$2,500
$1,000

Personal injury — televised or videotaped publication

Included

Unintentional failure to disclose hazards

Included

Property damage legal liability
– Broad form
– Fire, lightning, explosion, smoke and leakage from fire protective systems damage limit

$1,000,000

Unintentional failure to notify

Included

Who is an insured extension —
co-employees and volunteer workers

Included