No

Human services general liability broadening endorsements

CGL broadening endorsement 421-2915

CGL enhancement endorsement –
human services 421-2921

Coverage

Limits

Coverage

Limits

Additional insured by contract, agreement or permit

Included

Additional insured — broad form vendors

Included

Additional insured — primary and non-contributory

Included

Aggregate limit per location

Included

Blanket waiver of subrogation

Included

Broad form named insured

Included

Bodily injury redefined

Included

Extended property damage

Included

Broad form property damage — borrowed equipment, customers goods and use of elevators

Included

Innocent party defense coverage for employees

$25,000

Knowledge of occurrence

Included

Mobile equipment redefined

Included

Liberalization clause

Included

Personal injury — broad form

Included

Medical payments – increased reporting period

Included

Product recall expense
– Occurrence
– Aggregate
– Deductible

$25,000
$50,000
$500

Newly acquired or formed organizations — covered until end of policy period

Included

Property damage legal liability
– Broad form
– Fire, lightning, explosion, smoke and leakage from fire protection systems damage limit
– Damage caused by “Your client” limit

$1,000,000


$30,000

Non-owned watercraft

51 feet

 

Supplementary payments increased limits
– Bail bonds
– Loss of earnings per day

$2,500
$1,000

 

Unintentional failure to disclose hazards

Included

 

Unintentional failure to notify

Included

 

No

Human services general liability broadening endorsements

CGL broadening endorsement 421-2915

CGL enhancement endorsement –
human services 421-2921

Coverage

Limits

Coverage

Limits

Additional insured by contract, agreement or permit

Included

Additional insured — broad form vendors

Included

Additional insured — primary and non-contributory

Included

Aggregate limit per location

Included

Blanket waiver of subrogation

Included

Broad form named insured

Included

Bodily injury redefined

Included

Extended property damage

Included

Broad form property damage — borrowed equipment, customers goods and use of elevators

Included

Innocent party defense coverage for employees

$25,000

Knowledge of occurrence

Included

Mobile equipment redefined

Included

Liberalization clause

Included

Personal injury — broad form

Included

Medical payments – increased reporting period

Included

Product recall expense
– Occurrence
– Aggregate
– Deductible

$25,000
$50,000
$500

Newly acquired or formed organizations — covered until end of policy period

Included

Property damage legal liability
– Broad form
– Fire, lightning, explosion, smoke and leakage from fire protection systems damage limit
– Damage caused by “Your client” limit

$1,000,000


$30,000

Non-owned watercraft

51 feet

 

Supplementary payments increased limits
– Bail bonds
– Loss of earnings per day

$2,500
$1,000

 

Unintentional failure to disclose hazards

Included

 

Unintentional failure to notify

Included